FINANCING SOLUTIONS
MORTGAGE PRODUCTS
Our preferred lending partner offers a wide range of programs to ensure financing fits your needs perfectly.
CONVENTIONAL LOAN
With low down payment options available
FHA Loan
Available with down payments as low as 3.5%
VA LOAN
100% financing for eligible Veterans, Reservists and Active Duty Personnel
USDA LOAN
Available in designated rural and suburban areas
Jumbo Loan
A loan for every lifestyle
CMG COMMUNITY ONE GRANT
Purchase a home within a specific zip code with as little as 1% down payment.
LET'S SECURE THE BEST MORTGAGE.
YOUR HOME AWAITS.
We'd love to connect you with our trusted lending team to find the perfect mortgage for you and your family. With access to competitive rates and programs tailored to your needs, simply fill out this form, and we'll guide you through every step of the process.
GET PRE-APPROVED
Before you start looking for a home to buy, it’s wise and proactive to meet with a lender to get pre-approved for a loan amount. Offers accompanied by a pre-approval letter are stronger and will stand out, especially when the seller is receiving multiple offers.
To gain pre-approval, your preferred lender will gather information about income, assets, and debts to help determine how much you can borrow. This includes gathering a credit report, W-2 forms, pay stubs, federal tax returns, and recent bank statements.
There are a variety of home loan programs offering different advantages depending on your unique needs and preferences. Your preferred lender can go over the specifics of each to ensure you find a loan option that best aligns with your needs.
ESTIMATE YOUR MONTHLY PAYMENT
Estimate your mortgage payment, including the principal and interest, taxes, insurance, HOA, and Private Mortgage Insurance.
Price
Annual Tax
Loan Term (Years)
Down Payment %
Interest Rate %
Monthly HOA
Monthly Insurance
$3,198.20
Estimated Monthly Payment
Principal
$2,398.20
(75.0%)Taxes
$500.00
(15.6%)HOA
$100.00
(3.1%)Insurance
$200.00
(6.3%)Application and Processing
When you find the perfect property and your offer is accepted, your lender will help you complete a full mortgage loan application, discuss down payment options, and explain any related fees.
Then, your application is submitted for processing where the documents are reviewed. Your lender will also order a home appraisal and a property title search.
The next part of the application process involves sending everything to an underwriter who will review and approve the entire loan package to make sure it meets all compliance regulations.
It is not unusual to receive requests for additional documentation or clarification during this phase of the application process.
Signing and Finalizing the Deal
Once your loan is approved, you’ll need to set up homeowners insurance.
Your documents will be sent to the title company and the closing will be scheduled for you to sign the necessary paperwork and pay any additional costs to complete the purchase of your new home.
After the loan goes through the required recording process, the purchase is complete, and you officially own your new home!
